NEW FORMULA FOR TURKEY 2021 – 2022 ACCIDENT INSURANCE UPDATES

Reading time is 2 mins

.
.
NEW FORMULA FOR ACCIDENT INSURANCE

The Turkish Insurance law proposal, which includes amendments to the enforcement and Turkish Bankruptcy Law adopted by the Parliamentary Justice Commission, also updates methods for calculating insurance compensation for road accidents.

According to the new formula, the probability of survival of people and their expected life expectancy will also be taken into account. According to the insurance law amendment added to the proposal by the motion at the preliminary meeting of the commission, the depreciation compensation will take into account the market value of the vehicle, the level of use, the damaged parts and the amount of damage. Lack of support for the continuous total disability of the birth and death statistics in compulsory liability insurance National Life table prepared using the general conditions and determined not to exceed 2 percent in the discount rate will be based on. Damage suffered by vehicles used in terrorist acts and people who ride knowing that these vehicles will be used in these acts will be excluded from insurance coverage in Turkey.

.
LIFETIMES

Due to the advance payment of material losses that are likely to occur in the future on the date of calculation, it is aimed to introduce the basis of using the discount rate specified in the general conditions of mandatory financial liability insurance in compensation calculations and to calculate compensation in accordance with the generally accepted actuarial rules with life annuities, which take into account the probability of survival of people and the expected life expectancy.

Spokesman for Turkey Medicals, “living less because our citizens will say that they receive compensation from less insurance? the life expectancy has also extended by 10 years in the last 20 years, so it is necessary to accept this,” was said.

.
LESS COMPENSATION

The discount rate of 2 percent will be against the insured, because already currently the insurance companies want, put in the general conditions TRH-2010 1,8. Therefore, insured persons will be able to receive less insurance compensation when the general conditions comply with this law. Insurance and private pension regulation and Supervision Agency President said that the discount rate is calculated according to scientific methods, not arbitrary,“ from here ‘ an arrangement is being made against the insured ’ meaning would not be correct to be removed,” he said.

.
IS THE OLD CAR’S DEPRECIATION ZERO?

Giving information about depreciation calculations, the vehicle mileage is higher than 165 thousand, arguing that the depreciation is zero, “very valuable, 1 million, 2 million TL a vehicle, the damage is 300 thousand TL, the mileage is 165 thousand, the depreciation is zero,” he said. “It was in the old formula, with the last regulation, the depreciation of vehicles can be calculated regardless of mileage,” was said in response about the depreciation calculation.

.
.
.

Follow me
President of Organ Transplant Center at MedicalPark Hospital Antalya

Turkey's world-renowned organ transplant specialist. Dr. Demirbaş has 104 international publications and 102 national publications.

Physician's Resume:

Born on August 7, 1963 in Çorum, Prof. Dr. Alper Demirbaş has been continuing his work as the President of MedicalPark Antalya Hospital Organ Transplantation Center since 2008.

Prof. who performed the first tissue incompatible kidney transplant in Turkey, the first blood type incompatible kidney transplant, the first kidney-pancreas transplant program and the first cadaveric donor and live donor liver transplant in Antalya. Dr. As of August 2016, Alper Demirbaş has performed 4900 kidney transplants, 500 liver transplants and 95 pancreas transplants.

In addition to being the chairman of 6 national congresses, he has also been an invited speaker at 12 international and 65 national scientific congresses. Dr. Alper Demirbaş was married and the father of 1 girl and 1 boy.

Awards:

Eczacibasi Medical Award of 2002, Akdeniz University Service Award of 2005, Izder Medical Man of the Year Award of 2006, BÖHAK Medical Man of the Year Award of 2007, Sabah Mediterranean Newspaper Scientist of the Year Award of 2007, ANTIKAD Scientist of the Year Award of 2009, Social Ethics Association Award of 2010, Işık University Medical Man of the Year Award of 2015, VTV Antalya's Brand Value Award of 2015.

Certificates:

Doctor of Medicine Degree Hacettepe University Faculty of Medicine Ankara, General Surgeon Ministry of Health Turkey EKFMG (0-477-343-8), University of Miami School of Medicine Member of Multiple Organ Transplant, ASTS Multiorgan Transplant Scholarship. Lecturer at Kyoto University. Lecturer at University of Essen, Research assistant at the University of Cambridge .

Professional Members:

American Society of Transplant Surgeons, American Transplantation Society Nominated, Middle East and Southern Africa Council Transplantation Society 2007, International Liver Transplantation Association, Turkish Transplantation Association, Turkish Society of Surgery, Turkish Hepatobiliary Surgery Association.

Disclaimer:

Our website contents consist of articles approved by our Web and Medical Editorial Board with the contributions of our physicians. Our contents are prepared only for informational purposes for public benefit. Be sure to consult your doctor for diagnosis and treatment.
Medically Reviewed by Professor Doctor Alper Demirbaş
Follow me